I'm going on a cruise on monday. Its 4 days to the Bahamas and Key West. I deposited 5,000 in the bank on Wednesday, however I forgot about the holiday weekend. I have $200 in available funds and 5,000 in pending funds. The money will become available the day after the cruise ends. My credit cards are maxed out so I have to use my debit. Will the cruise line allow me to use my money ? What should I do ?

i believe that the cruise line will ask for a card when you register. you will then receive a cruise card to which everything is charged to. you simply settle up on the last day. i think that some people do cash but you must give them a $200 deposit. my bill for the week was approx. $600. it is mostly liquor, but whatever you buy is added.
call your bank also and see if they will release variable funds every 2 days or so. there are alot of factors why a bank does what they do. sounds like you do not normally carry this amount, the depositor is questionable, or you have not established credit with the bank or haven't been there long enough. that's fine. just call them and ask them. if anything else, give the cruise your debit card. they will only authorize it up front. then charge the tab when you leave.
probably won't beat the money anyways.
oh, have fun. and PAY YOUR BILLS !!
what if you had an emergency????